When you’re involved in a car accident, it can be incredibly overwhelming. However, when you try to exchange information with the other driver, you may be shocked to learn they do not carry auto insurance. Unfortunately, getting into a collision with an uninsured driver can be frustrating as you may worry about how you will recover the compensation you deserve. If this reflects your circumstances, you’ll want to keep reading to learn more about what you can do in the fight for justice and how a Baltimore County auto accident lawyer can assist you during these difficult times.
How Should I Proceed if the Other Driver is Uninsured?
First and foremost, it’s imperative to understand that as long as you have insurance, you do have some coverage in these matters. In Maryland, all drivers are required to carry uninsured motorist coverage. However, the state only requires policyholders to obtain the minimum coverage of $30,000. While this can help cover injuries and damages sustained in a minor fender bender, it may not cover more serious accidents.
If your uninsured motorist coverage does not cover the full extent of the damages you’ve suffered due to the other driver, you can pursue a personal injury claim against them. It’s in your best interest, however, to discuss your legal options with an experienced attorney first, as they can help you fight for the best possible outcome.
What Damages Can I Seek in a Personal Injury Claim?
When you’re involved in a car accident with another driver, it’s important to understand the damages you may be able to recover if you choose to pursue a car accident lawsuit against them. Generally, you can seek economic and non-economic damages. Economic damages reflect losses you’ve endured with tangible costs, like medical bills, property damage, and lost wages. Non-economic damages, on the other hand, represent subjective losses. This includes pain and suffering, loss of enjoyment of life, and humiliation as a result of the accident.
It’s imperative to understand that Maryland is a contributory negligence state. This means if you are liable in any capacity for the damages you’ve endured, you will be barred from collecting compensation for the injuries you’ve endured. As such, working with an experienced attorney who can help you fight to prove that the other party was entirely negligent is critical. Your attorney can help investigate the collision and gather evidence to help you recover the funds you deserve.
When you are hurt and need help, the Law Offices of Markey & Orsi is ready to assist you. We understand how difficult these matters can be, which is why our team is committed to providing you with the best representation possible. Connect with us today to learn why so many in Maryland have relied on us in the fight for justice.
